Refinance Calculator

* Monthly Payment:

* Current Interest Rate:

* Original Term:

* Years Remaining:

* Refinance Interest Rate:

* Years Refinancing:

 

Down Payment Calculator

* Purchase Price:

* Down Payment:

* Interest Rate:


(6.5% APR should be entered as 6.5)

* Term of Note:

 

Affordability Calculator

 

 Fixed Rate   ARM - Current Rate

* Annual Interest Rate (%):

* Amortization Length in Years:

* Expected Annual Property Tax:

* Expected Annual Hazard Insurance:

* Expected Monthly Debt Payments:
   (car, school, credit cards, etc)


* Sale Price of Home:
   (for refinances use Assessed Value of Home)


* Principal Loan Balance:

 
 



Analysis
Below is the analysis of your information.

Lender's Qualification:
(Recommended by Fannie Mae)

   /   

Total Monthly Lender Payment (PITI):

Total Monthly Debt Payment (PITI + Debt):

Necessary Monthly Income:

Necessary Annual Income:

PMI Required?

Montyly PMI included in PITI, if Required:

Monthly Payment Calculator

* Loan Amount:

* Interest Rate:

* Original Term:

* Yearly Estimated Taxes:

* Yearly Estimated Insurance:

 

Quick Facts

 

What is the difference between a fixed-rate loan and an adjustable-rate loan?

With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest change periodically, typically in relation to an inxex.

How are mortgage payments usually broken down?

For most homeowners, the monthly mortgage payments include three separate parts:

  • Principal
  • Interest
  • Taxes & Insurance

How much cash will I need to purchase a home?

The amount of cash that is necessary depends on a number of items.

  • Earnest Money
  • Down Payment
  • Closing Costs

Contact Information

  • Phone Number:
    Main: 214-340-5225
    Toll-Free: 877-350-5225
    Fax: 469-461-1372
  • Headquarter:
    14801 Quorum Drive, Suite 300
    Dallas, TX 75254
 


©2021 Everett Financial, Inc. dba Supreme Lending NMLS #2129 ( www.nmlsconsumeraccess.org ). 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. For licensing information go to: www.nmlsconsumeraccess.org® .

ILLINOIS RESIDENTS:

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION
100 West Randolph, 9th, Floor Chicago, Illinois 60601

NEW JERSEY RESIDENTS:

New Jersey law prohibits discrimination in housing. Click here for additional information.

NEW YORK RESIDENTS:

For those customers who reside in the state of New York, a borrower may file complaints about the Servicer with the New York State Department of Financial Services or may obtain further information by calling the Department’s consumer Help Unit at 1-800-342-3736 or by visiting the Department’s website at [www.dfs.ny.gov] www.dfs.ny.gov. Everett Financial Inc. dba Supreme Lending is registered with the New York Superintendent of Financial Services. Registered Mortgage Banker - NYS Department of Financial Services.

OREGON RESIDENTS:

Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer at (866) 219-0032 or [email protected]. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.

TEXAS RESIDENTS:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at [email protected].