Refinance Calculator

* Monthly Payment:

* Current Interest Rate:

* Original Term:

* Years Remaining:

* Refinance Interest Rate:

* Years Refinancing:


Down Payment Calculator

* Purchase Price:

* Down Payment:

* Interest Rate:

(6.5% APR should be entered as 6.5)

* Term of Note:


Affordability Calculator


 Fixed Rate   ARM - Current Rate

* Annual Interest Rate (%):

* Amortization Length in Years:

* Expected Annual Property Tax:

* Expected Annual Hazard Insurance:

* Expected Monthly Debt Payments:
   (car, school, credit cards, etc)

* Sale Price of Home:
   (for refinances use Assessed Value of Home)

* Principal Loan Balance:


Below is the analysis of your information.

Lender's Qualification:
(Recommended by Fannie Mae)


Total Monthly Lender Payment (PITI):

Total Monthly Debt Payment (PITI + Debt):

Necessary Monthly Income:

Necessary Annual Income:

PMI Required?

Montyly PMI included in PITI, if Required:

Monthly Payment Calculator

* Loan Amount:

* Interest Rate:

* Original Term:

* Yearly Estimated Taxes:

* Yearly Estimated Insurance:


Quick Facts


What is the difference between a fixed-rate loan and an adjustable-rate loan?

With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest change periodically, typically in relation to an inxex.

How are mortgage payments usually broken down?

For most homeowners, the monthly mortgage payments include three separate parts:

  • Principal
  • Interest
  • Taxes & Insurance

How much cash will I need to purchase a home?

The amount of cash that is necessary depends on a number of items.

  • Earnest Money
  • Down Payment
  • Closing Costs

Contact Information

  • Phone Number:
    Main: 214-340-5225
    Toll-Free: 877-350-5225
    Fax: 469-461-1372
  • Headquarter:
    14801 Quorum Drive, Suite 300
    Dallas, TX 75254